Jun
15
SOME HOMEOWNERS ARE TAKING IT UPON THEMSELVES TO FIGHT HAMP-SCAMS! SOCIAL MEDIA NETWORK FACEBOOK AIDS IN THE BATTLE!
ByJUST IN CASE YOU ALL THOUGHT I WAS THE ONLY ONE TALKING ABOUT HAMP SCAMS, AND THE DEVIOUS THINGS LENDERS DO TO SUCK PAYMENTS OUT OF PEOPLE WHEN THEY HAVE NO INTENT OF ACTUALLY GIVING A FINAL TRIAL PLAN MODIFICATION, CHECK OUT THIS WEBSITE THAT IS CALLING WELLS FARGO OUT (YEAH THE FUN AND FAIR STAGE COACH COMPANY) FOR ALLEGED WRONGDOINGS TO CERTAIN HOMEOWNERS IN REGARD TO THE HAMP. http://www.facebook.com/pages/People-Against-HAMP/121868194521157?ref=mf
CAN SOCIAL MEDIA SAVE US? FOR ONE THING IT CAN EDUCATE US. OPEN YOUR EYES PEOPLE AND SEE WHAT IS GOING ON.
I got the run around for almost a year to the date.
Citibank originally told me the process would take 30 to 90 days. They lost my paper work and the process cost me over 10,000 in back payments and penalties. Prior to the modification process I had never been late or missed any payments. No one explained to me until I inquired why my credit was being degraded that the trial period payment was not considered as payment in full. My credit is now ruined and I now have a loan that is 36 years instead of the 26 years that was left on the original loan. Their Incompetence has been a win win for Citi Bank. Isn’t it nice that we as tax payers were able to keep them solvent.
My friend, I could not have said it better. All I can say, is keep up the fight. If nothing else, the banks are making us stronger as people. Thank you for sharing your experience. Steve Vondran, California and Arizona Foreclosure Defense and Bankruptcy Lawyer.
It is a shame how some of these banks handle these HAMP trial plan modifications. One of the tricks they have is to argue there is no loan modification agreement because the HAMP contract was not signed and returned to you. Of course, they refuse to sign the loan modification and return it to you in bad faith.